How our policy applies here
We apply this policy to account use, payment records, cookies, and the data needed to answer legal requests for India accounts. Where access or account use is discussed, it depends on local law and is available where local law permits. If you send funds through UPI,
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Paytm, or PhonePe, the transfer reference stays tied to the account so we can match the record, check for mismatches, and keep a clean audit trail. We may hold the records needed for dispute handling, fraud checks, and duties that apply to us, then remove or
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anonymise them after the required period where our process allows. Access to those records stays limited to staff who handle the request.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.